Health Care Reform Advisory: Exchange Notice Requirement
- Employer-to-Employee Notice Requirement: Health Insurance Marketplace (Exchange): NEW Guidance Issued Model notices have been issued to satisfy the PPACA requirement that employers provide notice of the new health insurance marketplace (exchange) to employees. Employers must provide the Employee Notice of Coverage Options to all current employees by October 1, 2013. As of October 1, ...more
FDA Shutdown Insurance
- What do you do to protect your company in the event the Food and Drug Administration (FDA) has ordered or demanded a product that your company sells be sequestered, banned, recalled or withdrawn from the stream of commerce? You may need an insurance product to cover your financial loss as a ...more
What is a Surety Bond?
- In simple terms, a surety bond is a third party financial and/or performance guarantee of a contract or other legal obligation between two parties. While there are hundreds of bond types, the most common types are bid bonds, performance bonds, payment bonds, license bonds, estate administrator bonds, and appeal bonds. The three ...more
Weekly Webinar Topic: Exchange Subsidies: Family Coverage and Uninsured Americans
- As more American's prepare for health care changes effective in 2014, more and more are concerned with the coverage for their families. Oswald's weekly webinar series continues on May 9, 2013 at 2:00 pm ET covering Exchange Subsidies; Family Coverage and Uninsured Americans. Topic presenters include: Andrea Esselstein, JD; Compliance Specialist Luke Clark, Senior ...more
Weekly Webinar Topic 5/2: Structuring Clear and Consistent Communications
- If you think your employees understand Health Care Reform....Think again. This week's topic will focus on structuring clear and consistent communications and will feature the following subject matter experts: - Eric Krieg, Director of Group Benefits & Senior Vice President - John Kertis, Director of Administration, Group Benefits The 30-minute webinar will take place ...more
Parents: Recognize The Risks of Teenagers, Parties and Alcohol
- If you have teenagers, or will soon, don’t ever assume … … they’ll never invite friends over when you’re away. Or that their friends will never bring alcohol into your home. Teens thrive on friendships and weekend parties, but long gone are the days when teens planned those parties during the ...more
Oswald’s David Kramer Granted 2013 Young Leadership Award
- DETROIT – May 1, 2013 – Oswald Companies David Kramer has been honored as with the 2013 Young Leadership Award from the Jewish Federation of Metropolitan Detroit. He earned the Frank A. Wetsman Award, as announced by President of the Jewish Federation Douglas Bloom, earlier this month. Kramer, Senior Vice President ...more
Failure to Meet Nursing Mother Break Requirement Means Trouble For Employers
- Many employers have been caught off guard – or are simply unaware – of a seldom-noticed section of the Patient Protection and Affordable Care Act. The section, under the federal Fair Labor Standards Act, requires that employers give workers unpaid break time to express breast milk for a nursing child. The mandate, which ...more
Growing Public Resentment of Wealth Creates Disturbing Trend
- If you are professionally successful, financially comfortable, own a nice home in an “upscale” zip code, there’s a growing threat you could become the target of a high-stakes lawsuit … simply because of your status. That’s the conclusion of a recent national survey sponsored by ACE Private Risk Services among people ...more
The Bonding Importance Scale
- Generally speaking, the more bonds a company needs to support its revenue stream, the more bonding will be considered a critical piece of the company’s strategy for success. On the other hand, if a company needs very few bonds or can survive just fine without bonding, the “surety function” simply may ...more
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About Us
Founded in 1893, Cleveland-based and employee-owned Oswald is one of the nation's largest independent, employee-owned insurance brokerage firms. A proud member of Assurex Global, the worlds' largest association of privately held insurance brokers, our risk management professionals partner with more than 20,000 insurance professionals from nearly 500 partner offices in more than 80 countries worldwide. Learn more.-
Recent Posts
- Oswald’s David Kramer Granted 2013 Young Leadership Award
- Oswald Companies Earns 2013 Crain’s Health Care Heroes Award in Wellness
- Oswald Selected as NEO Success Award Winner
- Oswald Companies Appoints Janice Tomlinson to its Board of Directors
- Oswald Employee-Owners Recognized as 2013 Power Brokers
- Oswald Companies Acquires Knezevich & Foerster LLC
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