Pollution Insurance: What you need to know
Any present property or any commercial real estate site you might buy could be polluted with contaminated soil, ground water or structures, and it could even be causing environmental damage to adjacent properties.
Property owners, past or present, can find themselves facing clean-up costs that exceed the value of the property or paying for hidden costs associated with complying with environmental statutes and laws.
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Children's Insurance Program Expands HIPAA Special Enrollment Events
The Children’s Health Insurance Program Reauthorization Act of 2009 (CHIPRA), enacted in February, provides health coverage to children within families that do not qualify for Medicaid, yet who also cannot afford private health insurance. CHIPRA renews the State Children’s Health Insurance Program (SCHIP), now known as CHIP, collectively. CHIPRA expands health coverage for low-income children for four and a half more years by allocating $31.5 billion in additional funding. An additional 3.9 million uninsured children will receive coverage and states will also have the option to cover pregnant women.
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Protecting your Assets from the 21st Century Intruder
Sensational news reports are heightening awareness for the risk of home invasions. The U.S. experienced more than 1.4 million home invasions in 2008, which was approximately an 8% increase over the prior period, according to the Federal Bureau of Investigations.
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